如果您是自雇人士，那么您可能会为您的费用（包括自雇税负债）所淹没。但是，您可以要求扣除自雇税，以减少您在税收中所欠的金额。

See how you can take advantage of self-employed tax relief below.

谁是自雇？

如果您的业务未合并，您是自雇人士。通常，自雇是适用于构成独资企业，合伙企业和有限责任公司（LLCS）的企业，这些公司不征税为公司。

自营税减免

Self-employed business expenses can add up. But once you take advantage of self-employed tax benefits, you will see a reduction in your liabilities.

You might be wondering,What can I claim for being self-employed?查看此自雇税减免清单以开始。然后，了解如何要求下面的这些自雇扣除额。

1.自雇税

Everyone who works is responsible for paying Social Security and Medicare taxes. But if you’re self-employed, your liability is extra costly.

员工支付7.65％的税来支付社会保障和医疗保险税，其雇主支付其他7.65％。但是，由于您为自己开展业务，因此没有人会与您分解您的社会保障和医疗保险税义务。

When you are self-employed, you are responsible for payingself-employment tax涵盖您的社会保障和医疗保险税负债。自雇税是您工资的15.3％。请记住，还有一个社会保障工资基础and additional Medicare tax that may impact your self-employment tax rate.

The thought of extra taxes might be overwhelming for many self-employed individuals. The IRS lets you deduct the employer-equivalent portion of your self-employment tax, which is 7.65%, when figuring out your adjusted gross income. Keep in mind that this self-employment tax deduction only affects your income tax.

You can find the deduction for self-employment tax on Line 57 of Form 1040. You will need to fill out and attach Schedule SE to claim this deduction.

2. Health insurance premiums

When you’re self-employed, you are responsible for obtaining your own健康保险coverage, which can get expensive.

您可以从调整后的总收​​入中扣除为健康保险费支付的金额。您的健康保险计划必须在您的业务下建立。

健康保险扣除适用于您为自己，配偶和家属支付的金额。但是，如果您有资格参加配偶的健康保险计划，则不能要求扣除健康保险。

提交表格1040时，请在第29行上报告您的自雇健康保险扣除额。

3. Home office

你可以要求内政部扣除if you use part of your home for business. The expenses you can claim include mortgage interest, insurance, utilities, and repairs. However, you can only claim the expenses that apply to the portion of your home that is used solely for business operations.

有两种扣除家庭办公费的方法：常规或简化方法。

使用常规方法，您必须计算家庭办公室的实际费用。您还需要确定您的家庭办公室占用什么百分比。然后，将百分比乘以您的费用。例如，如果您的家庭办公室占用房屋平方英尺的10％，则可以索取公用事业账单的10％。

If your home office is less than 300 square feet, you can opt for the simplified method. Under this method, you multiply your home office’s square feet by the standard IRS rate of $5 per square foot. This means you can deduct up to $1,500 (300 X $5).

4.汽车

Like the home office deduction, you can claim a商业里程扣除for the business use of your car. To avoid claiming personal uses of your car, you need to keep accurate records.

您可以使用标准里程率或实际费用方法来确定所要求的金额。

The standard mileage rate is a flat amount determined by the IRS. It changes each year. For 2022, the mileage deduction rate is 58.5 cents per business mile driven. Multiply your business miles by 58.5 cents.

使用实际的费用方法，您需要计算您在汽车费用上的花费。然后，计算用于业务的汽车百分比。

5. Retirement plans

如果您是自雇人士，则还可以扣除退休计划的捐款。如果您有SEP或简单的IRA或其他合格计划，则可以扣除IRS限制。

You can claim retirement plan tax deductions on Form 1040, Line 28.

6.兴趣

在开始或经营业务时，您可能已经获得了小型企业贷款。贷款可能是为您的业务提供资金的好方法，但利益可以迅速积累。

您可以采取的另一种自雇税减免是商业贷款或信用卡的利息。

7.旅行和用餐

对于与商务相关的旅行，您可以要求100％的旅行扣除额。而且，如果您要商务旅行，您可以要求50％的餐点。同样，如果您将客户取出，则可以索取50％的餐费。

旅行费用包括运输，住宿和餐点以及干洗。如果您要离开家，则可以根据旅行扣除的费用对费用进行分类，并且会产生普通和必要的费用。

8. Business insurance, licenses, and permits

如果您需要企业的保险，许可或许可证，则可以扣除费用。

Getting business insurance is an important part of running your business safely and legally. For example, you might decide to get general liability insurance for your business.

获得营业执照和许可也essential for running a legal operation. You can deduct business registration fees and permits. And, you can deduct licenses you need to obtain to run your business.

9.法律和专业费用

从律师和会计师等顾问那里获得专业帮助可以帮助您确保正确设置业务，财务状况良好，等等。

您可以扣除普通，必要且与您的业务有关的法律和专业费用。

Looking for an easy way to track your taxable income? Patriot’s online会计软件是为非账户制作的，因此跟踪您的费用很容易做到。另外，我们提供免费的美国支持。立即获得免费试用！

这不是法律建议；有关更多信息，请click here.