To stay on top of your business expenses, you need to constantly plan and update your small业务预算。When you make a traditional budget, you use the previous budget and tweak it. This might not be the most effective way to make a budget, especially for small companies. Another option is zero-based budgeting. What is zero-based budgeting?
什么是预算？
在了解基于零的预算之前，重要的是要了解典型业务预算的不同部分。这是预算需要做的三件事：
- Project revenue: How much will you earn?
- 确定费用：您将花多少钱？
- Predict profits: How much will you have after expenses?
什么是基于零的预算？
Zero-based budgeting (ZBB) is an approach to making a budget from scratch. The budget is not based on previous budgets. Instead, the budget starts at zero.
借助零预算，您需要在将其添加到官方预算中之前证明所有费用是合理的。基于零预算的目标是通过查看可以削减成本的位置来减少支出。
您的员工可能参与创建基于零的预算。您可以询问员工将拥有什么样的费用，并弄清楚您可以在哪里reduce business expenses。如果费用不能使业务受益，或者可以在内部完成费用，则将其从预算中脱颖而出。
基于零的预算过程
There are a few different steps in zero-based budgeting to keep in mind. The process of zero-based budgeting follows the same basic steps:
- 确定业务目标
- 开发和分析实现目标的新方法
- Discover new ways to fund business processes
- 优先考虑资金
通过遵循这些基于零的预算步骤，您将确定要实现直接受益于公司的业务目标的支出。然后，您可以找到新的消费方式。
对于ZBB，您可能会发现您的预算在期间之间显着波动。您的预算可能为一年50,000美元，下一年的预算为35,000美元，因为预算不是基于以前的预算。
何时使用基于零的预算
作为小型企业主，您很忙。您可能没有时间每隔几个月甚至每年从头开始制定预算。
一些公司可能会从每隔几年制定零预算中受益，并在此期间使用传统预算。
基于零的预算与传统预算
与传统预算不同，基于零的预算并不关注前几年的预算。传统预算查看上一年的预算，并根据这些预算中的信息进行调整。例如，如果您雇用一名新员工，则会增加预算，因为您将在工资支出中添加新工资。
基于零的预算比传统方法更耗时，因为您需要从头开始并策略削减费用的策略。您需要知道每一美元将在哪里实施基于零的预算。
Both zero-based and traditional budgeting are important in creating departmental budgets. If you have managers of different departments, you might allocate funds to them for the year. With traditional budgeting, managers are encouraged to spend their allowance so they don’t lose it. Zero-based budgeting is a little more frugal, and you might not see unnecessary spending, since every expense is accounted for.
How can zero-based budgeting help small businesses?
基于零的预算是改善和管理小型企业预算的好方法。它可以帮助您：
创建您的第一个预算：Zero-based budgeting is necessary if you are a startup. Startups do not have previous budgets to look at, so you would need to start from scratch. This gives you the chance to really plan your budget and shop around for the most inexpensive vendor.
存钱：基于零的预算可以帮助您节省资金并提高一年的利润。通过分析不必要的地方business expensesare coming from, you can eliminate them. Instead of doling out cash for the same things that have no benefit to your business, you can strategize how to effectively spend money.
知道钱要去哪里：If you give managers a budget, you want to know where the money is going. Managers must write a description of how much money they need and what they will use it for.
Zero-based budgeting example
假设您经营着美发沙龙，并向客户出售洗发水和护发素。去年，您以30,000美元的价格从另一家公司购买了这些产品。
您决定在未来一年使用基于零的预算制定。在列出费用时，您意识到自己可以比供应商的价格便宜地生产自己的发型产品。制作自己的产品将为您节省22,000美元。
When creating your zero-based budget, you would only mark $8,000 ($30,000 – $22,000) as the expense budget for the beauty products.
您还意识到可以削减广告。您只需要花费3,000美元，而不是在此示例中花费10,000美元。您将为广告标记$ 3,000。
而且，您发现您可以从其他办公室供应商那里获得更好的利率，从而为您节省500美元。您的用品现在只花费1,000美元，而不是$ 1,500。
如果您将即将到来的预算基于上一年的预算，那么您可能没有意识到可以扣除的不同费用。但是，通过基于零的预算，您可以确保每美元都计算。
想知道您是否坚持预算？您需要一种方法来跟踪进入和退出业务的资金。爱国者的在线会计软件让您轻松地跟踪收入和费用，因此您可以对预算进行调整。今天免费尝试！
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